Now more than ever businesses have to be forward thinking.  Business won’t be able to look at their past financial numbers for direction.  Businesses must look at the futures resources: human resources, financial (money) resources, material and product resources.  Budgets are going to be more important than ever.  Everyone should be working on their Business Plan for 2020-2021.  This exercise will help you look at all aspects of your business.  Pipe-line analysis and Key Performance Indicator will help you navigate start-up.  For many small businesses, unemployment and/or employment is not an option.  Take this time to examine the future of your business.